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Trailer Insurance

The table below shows a range of policies from our Online Partners that include cover for a trailer.

Joshua Sale
Joshua SaleGM, Research
Mark Bristow
Mark BristowSenior Finance Content Producer
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Updated 19 Jul, 2025
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Budget Direct
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ROLLiN' Insurance
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YOUI
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Coles Insurance
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QANTAS
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Huddle Insurance
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QBE
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The initial results in the tables above are sorted by Star Rating (High-Low), then Provider Name (Alphabetical). Additional filters may have been applied, see top of table for details.

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What is trailer insurance?

Trailer insurance is a type of car insurance policy that covers damage to your trailer following an insured event, such as an accident, fire, or theft. Trailer insurance provides cover for work trailers, caravans, campervans, horse floats, and similar towed vehicles.

While trailer insurance isn’t typically an essential requirement, it can often provide valuable peace of mind, especially if you regularly use a trailer, such as when working on a jobs site, camping or travelling.

What types of trailer insurance are available?

Similarly to car insurance policies, there are several types of trailer insurance available:

  • Third party property damage: Covers damage to other cars and property caused by your trailer in an accident
  • Third party fire and theft: Covers damage to other cars and property caused by your trailer in an accident, as well as damage to or loss of your own trailer if it catches on fire or is stolen
  • Comprehensive: Covers damage to other vehicles and property, fire, theft, and damage to your trailer in case of accidents.

Do I need insurance for my trailer?

Unlike cars and other vehicles, you aren’t required by law to take out Compulsory Third Party (CTP) insurance on a trailer. Provided your trailer is being towed by a registered vehicle, it will likely be covered by that vehicle’s CTP policy, but it’s worth checking with your insurer to confirm.

However, once a trailer is detached from a vehicle—such as when you arrive at a camp or job site—you may be at risk if your unattached trailer experiences an insured event.. Taking out separate optional trailer insurance may provide extra peace of mind, as well as cover for circumstances that other policies may not typically include.

Frequently Asked Questions about Trailer Insurance

Canstar Car Insurance Star Ratings and Awards

Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Car Insurance Star Ratings and Awards. Our expert Research team shares insights about which health insurance products offer 5-Star value and which providers offer outstanding value overall. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.

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Mark Bristow,Senior Finance Content Producer

Mark Bristow
Mark Bristow is Canstar's Senior Finance Content Producer, and an experienced analyst, researcher, and producer. While primarily focused on Australian mortgage and home loan expertise, he has experience across energy, home and travel insurances. Mark has been a journalist and writer in the financial space for over ten years, previously researching and writing commercial real estate at CoreLogic. In the years since, Mark has worked for the Winning Group, Expedia, and has seen articles published at Lifehacker and Business Insider. Mark has also completed RG 146 (Tier 1), making him compliant to provide general advice for general insurance products like car, home, travel and health insurance, as well as giving him knowledge of investment options such as shares, derivatives, futures, managed investments, currencies and commodities. Find Mark on Linkedin.

Joshua Sale,GM, Research

Joshua Sale
Joshua Sale is responsible for developing the methodology and delivering Canstar’s flagship Star Ratings, as part of Canstar’s Research Team. With tertiary qualifications in economics and finance, he enjoys helping Australians find more suitable financial products by transforming complex calculations into a consumer-friendly Star Rating that explains the values and benefits of different financial products. As one of Canstar’s company spokespeople, Joshua is confident participating in print, radio and broadcast journalism interviews. He has participated in interviews with the Australian Financial Review, news.com.au and Money Magazine, along with other leading media outlets, discussing topics such as home loan equity, banking incentive schemes, digital wallets and wider finance trends. You can follow Joshua on LinkedIn. Have a media enquiry, and interested in featuring Joshua as a financial expert and commentator? Contact Canstar’s Media Team today.

Important Information

For those that love the detail

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.